Terms of Use
Please read these Terms carefully.
Last Updated: January 26, 2026
Welcome to the Daltra Capital website. These Terms of Use ("Terms") govern your access to and use of the website located at mydaltra.com (the "Site"), operated by Daltra Capital, LLC ("Daltra," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.
1. About Daltra and This Site
Daltra is an indirect automotive lender that provides financing to consumers through a network of authorized dealer partners. The Site provides general information about our company and services, customer resources, and access to account management and payment options through our third-party servicing portal.
2. Eligibility
You must be at least 18 years of age (or the age of majority in your state of residence, if higher) to use this Site. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
3. Account Access and Payment Services
The Site provides links to a third-party payment and account management portal operated by Systems & Services Technologies, Inc. ("SST") or its affiliates at accountinfo.com (the "Payment Portal"). Through the Payment Portal, you may:
- Make payments on your account
- View account balances and payment history
- Access account statements
- Update contact information
Important: The Payment Portal is operated by SST, not Daltra. Your use of the Payment Portal is governed by SST's separate terms of use and privacy policy. Daltra is not responsible for the content, availability, security, or functionality of the Payment Portal. Daltra does not receive or store your payment card information through this Site.
4. Electronic Communications Consent
By using the Site or providing us with your email address or phone number, you consent to receive electronic communications from us, including but not limited to email confirmations, account notifications, and responses to inquiries you submit through the Site. You agree that such electronic communications satisfy any legal requirement that communications be in writing.
5. Informational Purposes Only; No Financial or Legal Advice
The content on this Site is provided for general informational purposes only. Nothing on the Site constitutes legal, financial, tax, credit, or other professional advice. The information provided does not constitute an offer to extend credit or a commitment to lend. All financing is subject to credit approval and other terms and conditions. For questions about your specific account or loan, please contact us directly or access the Payment Portal.
6. Acceptable Use
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
- Attempt to gain unauthorized access to the Site, our computer systems, or networks connected to the Site through hacking, password mining, or any other means
- Introduce any viruses, malware, Trojan horses, worms, or other material that is malicious or technologically harmful
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which may harm Daltra or users of the Site
- Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission
- Impersonate or attempt to impersonate Daltra, a Daltra employee, another user, or any other person or entity
7. Intellectual Property
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Daltra, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may view and print pages from the Site for your own personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent.
8. Links to Third-Party Websites
The Site may contain links to third-party websites, including the Payment Portal. These links are provided solely for your convenience. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk, and we encourage you to review the terms and privacy policies of any third-party site you visit.
9. Disclaimer of Warranties
THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, DALTRA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. DALTRA DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DALTRA, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT DALTRA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL DALTRA'S TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED DOLLARS ($100).
11. Indemnification
You agree to defend, indemnify, and hold harmless Daltra, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.
12. Dispute Resolution and Arbitration
Agreement to Arbitrate: You and Daltra agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Site (collectively, "Disputes") will be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.
Class Action Waiver: YOU AND DALTRA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
Arbitration Rules: The arbitration will be administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules. The arbitration will be conducted in English, and the arbitrator's decision will be final and binding.
Important Note: If your loan agreement with Daltra contains an arbitration provision, that provision may govern disputes related to your loan rather than this section.
13. Governing Law
These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida.
14. Changes to These Terms
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. The "Last Updated" date at the top of this page indicates when these Terms were last revised.
15. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Daltra regarding your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties regarding the Site.
17. Contact Us
If you have any questions about these Terms of Use, please contact us:
Daltra Capital, LLC
Email: hello@mydaltra.com
Phone: (855) 562-4820
Hours: Monday - Friday, 8 AM - 11 PM ET; Saturday, 9 AM - 1 PM ET