Built by dealers, for dealers.
A team with decades of automotive and secondary finance experience — committed to helping dealerships grow profit, not overhead.
Our story
Daltra Capital was founded by a team of industry veterans with decades of combined experience in automotive retail and secondary finance.
Their story began in 1995, when the partners launched Affiliated Financial, a secondary automotive finance company that quickly became a national leader, operating in 47 states.
In 2007, Affiliated was acquired, and after completing their non-compete period, the founders saw an opportunity to do it again — this time with a smarter, more dealer-focused approach.
Starting small, they rebuilt from the ground up and created Daltra Capital — a company built to help dealers profit alongside their finance partner while maintaining transparency, speed, and trust.
"Daltra provides the platform, funding, and servicing. Dealers bring the relationships and deal flow."
A new kind of partnership
Daltra's founders recognized that while dealerships have several profit centers, one was missing.
Traditional lenders kept the backend profit, leaving dealers without any participation in one of the most valuable parts of every sale.
To change that, the team created the Dealer Partner Program — a partnership model that lets dealers profit alongside the finance company without the capital, infrastructure, or risk typically required to build a finance company.
Daltra provides the platform, funding, and servicing. Dealers bring the relationships and deal flow.
Together, we build high-performing secondary portfolios that create recurring revenue for the dealership and long-term value for both sides.
Through this program, Daltra enables dealers to:
Build their own secondary portfolio without capital or risk
Participate in shared finance income
Add a new, recurring profit center to their store
Where we are today
As of 2025, Daltra operates in eight states and continues to expand nationwide.
Our growth comes from one thing — dealer partners who see the value in what we're building together.
This isn't a short-term transaction; it's a long-term partnership built on alignment, transparency, and shared success.
We're proud to help dealerships create lasting value, and we look forward to building the next chapter with you.
Looking to sell your portfolio?
Daltra purchases performing and non-performing portfolios nationwide.
Learn moreReady to build a true partnership?
Join the growing network of dealers who've discovered what it means to have a finance partner that's truly aligned with your success.